Vasudhara  

Buddha of Wealth

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"Success is not to be measured by how much material wealth is possessed, but whether you are able to create at will what you need."

 ~~ Paramahamsa Yogananda

"Like a tree laden with ripe fruits bends naturally, so do gentle people display all the more humility when blessed with abundance. "

~~ Bhartrihari's Nitishatakam 71

"Generally it is the rich who have a strong desire for riches. "

~~ Bhojacharitra, 60

Yogas for Wealth:

According to Shri B. V. Raman in 300 Important Combinations, material wealth derives from two sets of yogas: ;

1. Any yoga involving domain-5 + domain-9 will bring good fortune through expressions of genius intelligence (5) & wisdom understanding of the interactions between human & divine (9)

2. Any yoga involving domain-2 + domain-11 will bring family lineage hoards of knowledge & money (2) and personal gainfulness via friendly association in the marketplace (11)

Sanjay Rath suggests that the major source of your wealth is the eleventh from Arudha Lagna.

Wealth from Domains 2, 5, 9, and 11

• Domain-2 = the storage-house for all "Skandha" or "heaps" of accumulation over the course of multiple cycles of incarnations. Domain-2 =  one's  hoard or "history". In particular as 11th-from-4th, domain-2 signifies "family money" 

• Domain-5 = 3rd-from-2nd and 11th-from-7th (gains from partnership, most obviously children) the strongest of all wealth hous

• Domain-9 = the strongest of all wealth houses being both 11th-from-11th and 5th-from-5th. Natives with power in domain-9 are typically members of the priesthood of world governors who are not in public view.  They have access to massive resources.

• Domain-11 = money from public leadership (2nd-from-10th), marketplace earnings gained through actions in the assembly (  Also = 12th-from-12th = "loss of loss" = gain.

Wealth from other domains (3, 4, 6, 8)

• Domain-3 being "2nd-from-2nd" shows a particular variety of wealth, which is "self-made wealth". When domain-3 is much stronger than domain-2 but domain-2 is not damaged, the native's wealth comes not directly from one's own family but rather through one's own personal efforts

• domain-4 = land ownership & real property such as buildings & fields. Indirectly domain-4 assists wealth by triggering socialization-education. Education shapes the individual intelligence which is the purview of domain-5. Although a good education does not per se guarantee wealth, strength in domain-4 will support whatever creative wealth-building capacity is present in domain-5.

• domain-6 = 5th-from-2nd (speculative development of existing capital) and 2nd-from-5th (accumulation as result of intelligence) can be a wealth house. Wealth will be the result of financial transactions featuring the skillful use of debt, e.g., taking loans.

• domain-8 = "other people's hidden money" will sometimes produce a huge inheritance or alimony settlement. 

Domains which harm wealth:

• domain-10 = 12th-from-11th Leadership duties drain the energy out of marketplace profitability by replacing the native's social associations with tightly structured public duties. Leaders have very little free time. Periods of L-10 are usually income-losers as one is not free to build new connections and many of the old connections are lost. [Exception: being 11th-from-12th, domain-10 can occasionally produce gains from dealings in foreign lands. Depends on the nativity.]

• domain-8 can produce windfalls -- but also, catastrophic losses. L-8 brings inheritance when in occupation of domain-4, but at the cost of the parents' health. Also L-8 in domain-5 may bring great material wealth, but often at the cost of infertility. L-8 in domain-9 similarly indicates early death of the parents, but some inheritance through them. Depends on overall nativity.

Neutral to wealth:

• domain-7 = 9th-from-11th The partnering initiative of domain-7 generally enhances the social networking which builds wealth, But it also drains off the family capital through outcome of values conflicts from partnering with outsiders, being 6th-from-2nd. 

• domain-12 = 2nd-from-11th can produce tremendous capital, but the capital is stored in astral or imaginative form & not much useful on the material plane. This capital is not money but vision, imagination, intuition, and knowledge of life after death. Very valuable capital indeed but does not manifest as material wealth.

"One tenth of our income should be given to charity. 

The rest should be divided into three parts - one for increasing our wealth, second for dharma and the third for one's own consumption. "

~~ Shiva Purana. Vidyeshvarasamhita.13.72

"Let your charity be in conformity with your wealth - that is the way to preserve it. "

~~ Tirukurrala, Aras. Ch. 48

Radix-10th-lord's navamsha Ruler

According to Brihat Jataka (Chapter 10), the planet in the 10th house from lagna or Moon bestows means of livelihood, or wealth.

Navamsha of the 10th-lord

If there is no planet in radix 10th-house, look to the .  

The lord of L-10's navamsha sign will indicate the means of gaining this predicted wealth.

I have found in practice that the rule works best using the lord of the navamsha of the radix 10th-lord.

1. Sun in 10th gives wealth from the father

2. Moon in 10th gives wealth from the mother

3. Mars in 10th gives wealth from the mother

4. Mercury in 10th gives wealth from the friends

5. Jupiter in 10th gives wealth from the brothers

6. Venus in 10th gives wealth from the spouse

7. Moon in 10th gives wealth from the servants

Planetary Yogas for Gain of Wealth:

Certain yogas are famous for providing strong material wealth of money, jewels, vehicles, and lands:

Parivartamsha yoga of L-2 in house-11 with L-11 in house-2 --- also, L-2 yuti L-11 in Kendra or kona

If Dhana lord is in Labha, while the lord of Labha in Dhana, wealth will be acquired by the native. 

Alternately, these two lords may join in an angle or in a trine.

-BPHS  Ch. 13, Shloka 4 

L-2 in house-4 [house-2 = 11th-from house-4]

"If Dhana's lord is in Bandhu Bhava, the native will acquire all kinds of wealth." 

- BPHS  Ch. 24, shloka 16

Parivartamsha yoga (Exchange of rashi) between L-1 in house 9 AND L-9 in house-1 AND Guru in house-7 [house-7= 11th-from house-9]

Should Lagna's lord be in Dharma, as Dharma's lord is in Lagna, and Guru is in Yuvati, there will be gains of wealth and conveyances.

- BPHS Ch 29,

Parivartamsha yoga of L-1 in house-3 AND L-3 in house-1 gives wealth through siblings: 

If Labha's lord is in Sahaja Bhava, as Sahaja's lord is in Labha Bhava, one will gain wealth through co-borns and will be endowed with excellent ornaments.

- BPHS Ch. 22, Shloka 10 

When Guru is L-9 AND L-10 is exalted AND L-9 is yuti L-10 in house-10:

8-10 Should Karma's lord be in exaltation and be in the company of Guru as Dharma's lord is in Karma the native will be endowed with honor, wealth, and valour.

Yogas for Loss of Wealth:

Parivartana yoga of the debt-making 6th-lord with the gainful 11th-lord causes some loss:

Loss of wealth will come to pass during the 31st year if Labha and 6th lords exchange their Rashis.

7. Should Guru, Budha, and Chandra be in the 11th from Labha (i.e. Dharma Bhava) the native will be endowed with wealth, grains, fortunes, diamonds, ornaments, etc..

L-4 in dhana which is 11th-from-own-house:

If Bandhu's lord is in Dhana Bhava, the native will enjoy pleasures, all kinds of wealth, family life and honor, and be adventurous. 

He will be cunning in disposition.

-- BPHS Ch. 24, Shloka 38

L-4 in 2nd-from-Dhana-bhava:

If Bandhu's lord is in Sahaja Bhava, the native will be valorous, will have servants, be liberal, virtuous and charitable, and will possess self-earned wealth. He will be free from diseases.

-- BPHS Ch. 24, Shloka 39

2nd house (Dhana bhava) profiles:

• your family's wealth & status

• your personal values as absorbed from extended family upbringing

• your speech

• your mouth, teeth, jaws, tongue

• the food you eat (most basic form of wealth is certainly food)

• your personal material assets  

• your moral and aesthetic values, taste in art & design

• the extended family's full set of values including their wealth

• 2nd house is banking, in the root sense of "holding in" (as in a river bank holding in the river, a money bank holding in the money, etc.)  

• the connection between money and speech is well known.  The longer a family has held wealth, the more refined its speech and aristocratic values become

House-11 profiles

• your behavior in the Marketplace i.e. "networking"

• satisfaction of desires

• gains of all possible types: income from salary, rents, royalties, commissions, dividends, etc.

• gains of status & popularity

• increased activity in the marketplace

• accomplishments for self and society

• community development or gains for one's people as well as gains for the self

Combinations of L-2 and L-11

Total monetary wealth is a combination of:

1. "what you know" (family cultural values, domain-2)

2. "who you know" (marketplace associations, domain-11). 

The yoga between 11th = incoming wealth -and- 2nd = wealth retained -- will show the native's lifetime, overall financial situation.  

Should L-2 and L-11 be juxtaposed in a 6/8 angle, less favorable financial results occur.

For example, if a person is blessed with a favorable financial yoga such as 2nd lord in the 11th house, they will be born into financially comfortable family circumstances, and through the money skills & values learned in that family, they will continue to produce their own wealth throughout their adult lives.  

If Dhanu's lord is in Labha bhava, the native will have all kinds of wealth, be ever diligent, honorable and famous."

-BPHS Shloka 23, Ch. 24 "Effects of the Bhava Lords" 

Self-Made Wealth:

2nd-from-2nd -- entrepreneurial L3 rising = self-made wealth.  The pre-eminent house of self-made wealth is sahaja-bhava, the Third House in radix.

If Sahaja's lord is in Tanu Bhava, the native will have self-made wealth, be disposed to worship, be valorous, and be intelligent, although devoid of learning.  

-- BPHS Ch. 24, Shloka 25 " Effects of Sahaja's Lord in Various Bhavas"

If Sahaja's lord is in Karma Bhava, the native will have all lands of happiness and self-made wealth, and be interested in nurturing wicked females.  

-- BPHS Ch. 24, Shloka 34

Opulent wealth 

Poorva punya =  "extra credit" accumulated from one's generous actions in past lives. Purva-punya is usually represented by the fortunate 5th-rashi (putra bhava) and 9th-rashi (dharma bhava.)

5th House (Putra Bhava) profiles:

• Remarkably wealthy people are usually VERY creative, and they have a super-powerful putra bhava in addition to strong 2nd or 11th houses.  (See for example the philanthropist Wm. Gates Jr.)

• Fame & fortune

• children & self-expression

• performance art

• literature & authorship

• all forms of personal creativity & procreativity

• intelligence of originality in individual thought; "genius."

9th house (Dharma bhava) profiles:

• The 9th harmonic of anything is ultimate in Vedic thinking.

• The "Bhagya" (fortunate) Dharma bhava = the most fortunate house in the rashi chart.  Dharma bhava = a "credit account" accumulated from good works in past lives, usually in the religious teaching priesthoods.  

• There is no such thing as random "luck" - but some people have extraordinarily good fortune, due to their extraordinarily meritorious works in past lives.  They've earned it!

• Extraordinary configurations in the 9th house may indicate material wealth, but more likely will show tremendous wisdom.  

• That wisdom may well include -- but is never limited to -- the skills for generating material wealth.  

•  Although the primary wealth of domain-9 is knowledge, generally material circumstances which are the "downstream" of spiritual development will also be quite favorable.

Money-Maker Graha

If a graha rules dhana bhava plus another money house, that graha is a money maker. Look to the rashi, incoming drishti, bhava, and other significations of the money-maker graha to determine the sources of material wealth.

• For Rishabha lagna, presuming that Budha is fairly well disposed, periods of L-2/L-5 Budha generate considerable wealth through family-of-origin hoarded assets and knowledge-values, as well as via creative genius, including children, speculation, theatre, romance, and games.

• For Simha lagna, presuming that Budha is fairly well disposed, periods of L-2/L-11 Budha generate considerable wealth via family-of-origin hoarded assets and knowledge-values, as well as earned income from the marketplace of goods and services.

• For Kanya lagna, presuming that Shukra is fairly well disposed, periods of L-2/L-9 Shukra generate considerable wealth via family-of-origin hoarded assets and knowledge-values, as well as via the higher philosophical education and world travel.

• For Vrischika lagna, presuming that Guru is fairly well disposed, periods of L-2/L-5 Guru generate considerable wealth via family-of-origin hoarded assets and knowledge-values, as well as via creative genius, including children, speculation, theatre, romance, and games.

• For Kumbha lagna, presuming that Guru is fairly well disposed, periods of L-2/L-11 Guru generate considerable wealth via family-of-origin hoarded assets and knowledge-values, as well as via earned income from the marketplace of goods and services.

• For Meena Lagna, presuming that Mangala is fairly well disposed, periods of L-2/L-9 Mangala generate considerable wealth via family-of-origin hoarded assets and knowledge-values, as well as via the higher philosophical education and world travel.

Note: L-9 tends to yield wealth for purposes of religious development. Although the amount of material wealth attracted via L-9 may be truly spectacular, the native with pronounced wealth from a dharma source is unlikely to personally own very much in the way of material assets.

The native thus blessed may be the administrator or director of disposition but is rarely the legal owner. Indeed, a religious personality who does own major material assets should be quite suspect!

Lagna	L-2 = Hoards of Natural Resources, Savings	L-5 = Winnings by Genius, Games and Speculation	L-9 = Assets Supporting Acts of Faith	L-11 = Earned Income via networked association
Mesha	Shukra	Surya	Guru	Shani
Rishabha	Budha	Budha	Shani	Guru
Mithuna	Chandra	Shukra	Shani	Mangala
Karkata	Surya	Mangala	Guru	Shukra
Simha	Budha	Guru	Mangala	Budha
Kanya	Shukra	Shani	Shukra	Chandra
Thula	Mangala	Shani	Budha	Surya
Vrischika	Guru	Guru	Chandra	Budha
Dhanusha	Shani	Mangala	Surya	Shukra
Makara	Shani	Shukra	Budha	Mangala
Kumbha	Guru	Budha	Shukra	Guru
Meena	Mangala	Chandra	Mangala	Shani

Immoral or criminal wealth

Unfortunately,  great temporal wealth can be created by wrong methods, such as stealing, lying, fraud, exploitation, and various criminal means.

The drug kingpins and prostitution lords of the international criminal gangs generally have strong 6th, 8th & 12th rashi configurations, indicating that they are having temporary material gain which creates a terrifying spiritual loss.  

They can look forward to future lifetimes enslaved to karmic repayment.  

Inheritance Monies

Inheritances or "hidden monies" come in periods of the L-8 or the period of a graha in occupation of the 8th house.

Lotteries and Prizes

Winnings from Lotteries or any other variety of speculative investment or gambling, whether in casinos, on street curbs, or in the stock market, will occur in periods of the fifth house or the period of a graha in occupation of domain-5. 

Domain-5 and its lord represent "luck". Luck tends to produce the results characteristic of the house lord. When Shani is lord of 5 (Thula and Kanya lagna) "luck" tends to follow discipline. The native believes that work is the key to "winning". As the golfer Gary Player famously said, "the more I practice, the luckier I get." 

When Guru is lord of 5, (Simha and Vrischika lagna) speculative wins are easier to achieve due to the native's positive beliefs and expectations about one's "chances" in gambling, including political elections and winning of prizes. If Guru is well-placed, the native may be consistently lucky in life. 

Naturally, the most auspicious lord for the obtainment of wealth through creative speculation (gambling) is the money-karaka, Shukra. Mithuna and Makara lagna may be exceptionally lucky in winning political campaigns and being well paid for creative endeavors (Barack Obama's book deals) as well as amazing gain of wealth through stock market activities (Bill Gates).

Financial ups & downs

Much more common than lifelong wealth are nativities which feature temporary gains due to an auspicious mahadasha or dasha-bhukti combination.  Gains may be followed by losses, or vice versa.

• Periods of L-5 and L-9 are always auspicious, bringing children, personal creativity,  & wisdom leading to good decisions which enhance material wealth. 

  • Periods of L-5 indicate empowered channeling of divine intelligence. Periods of L-9 indicate support from helpful guiding spirits. 

• Periods of the 2nd or 11th lords frequently bring material gains through application of lineage knowledge (2) and mutually profitable friendships within the marketplace (11).

• Periods of the 8th or 12th lords may bring loss of material acquisitions, caused by sudden, forced changes (8) or waning interest in the material identity (12).  

"The lottery is a special tax for those not good at math."

"What is the most important for democracy is not that great fortunes should not exist, but that great fortunes should not remain in the same hands."

 ~~ Alexis de Tocqueville

Isaac Newton, the famous physicist, lost some of his money due to speculation in The South Sea Company stock in the 1720's. He lost over 20,000 pounds (£1.68 million in today's money) of his fortune. 

As a result of this crisis, he stated, 

"I can calculate the motions of heavenly bodies, but not the madness of people".  

~~  Isaac Newton, wikipedia

"You can never win a war against terror as long as there are conditions in the world that make people desperate - poverty, disease, ignorance, et cetera. 

I think people are beginning to realize that you can't have pockets of prosperity in one part of the world and huge deserts of poverty and deprivation and think that you can have a stable and secure world."

~~ Archbishop Desmond Tutu

file update: 27-Feb-2010

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