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Vasudhara (Lakshmi, consort of Kubera)
Buddha of Wealth
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Wealth - Storage
Material wealth, permission, income, store-holds, banks, gainfulness, abundance & well-being
B.V. Raman's Dhanayogas - from 300 Important Yogas
Planetary yogas involving Lord of Domain-2
Wealth =
Wealth: "c.1250, "happiness," also "prosperity in abundance of possessions or riches," from M.E. wele "well-being" (see weal (1)) on analogy of health. Wealthy as a synonym for "rich" is recorded from c.1430."
Weal: "well-being," O.E. wela "wealth," in late O.E. also "welfare, well-being," from W.Gmc. *welon, from PIE base *wel- "to wish, will"."
Money: "c.1290, "coinage, metal currency," from O.Fr. moneie, from L. moneta "mint, coinage," from Moneta, a title of the Roman goddess Juno, in or near whose temple money was coined."
Luxury: "1340, "lasciviousness, sinful self-indulgence," from O.Fr. luxurie, from L. luxuria "excess, luxury," from luxus "excess, extravagance, magnificence," probably a fig. use of luxus (adj.) "dislocated," which is related to luctari "wrestle, strain." Lost its pejorative taint 17c. Meaning "habit of indulgence in what is choice or costly" is from 1633; that of "sumptuous surroundings" is from 1704; that of "something enjoyable or comfortable beyond life's necessities" is from 1780. First used as an adjective 1930."
Dharma's Lord & Putra's Lord are capable of bestowing wealth.
Similarly Grahas, yuti with Dharma's Lord and/or Putra's Lord are capable of bestowing wealth.
There is no doubt, that these Grahas will give wealth during their Dasha periods.
~~ Brihat Parashara Hora Shastra: Chapter 16: Effects of Putra Bhava
Yogas for Wealth:
According to Shri B. V. Raman in 300 Important Yogas, material wealth derives from two sets of yogas:
yogas involving domain-5/domain-9 which bring extraordinary good fortune of intelligence & wisdom;
yogas involving domain-2/domain-11 which bring family money and personal income
"...lords of Lagna, 2nd, 11th, 5th and 9th. Permutations & combinations of these lords give rise to a stupendous number of Dhana Yogas."
-- B.V. Raman, 300 Important Combinations, commenting on Madhya Vayasi Dhana Yoga
Sanjay Rath suggests that the major source of your wealth is the eleventh from Arudha Lagna.
Wealth from Domains 2, 5, 9, and 11
Domain-2 = the storage-house for all "Skandha" or "heaps" of accumulation over the course of multiple cycles of incarnations. Domain-2 = one's hoard or "history". In particular as 11th-from-4th, domain-2 signifies "family money"
Domain-5 = 3rd-from-2nd and 11th-from-7th (gains from partnership, most obviously children) the strongest of all wealth hous
Domain-9 = the strongest of all wealth houses being both 11th-from-11th and 5th-from-5th. Natives with power in domain-9 are typically members of the priesthood of world governors who are not in public view. They have access to massive resources.
Domain-11 = money from public leadership (2nd-from-10th), marketplace earnings gained through actions in the assembly ( Also = 12th-from-12th = "loss of loss" = gain.
Wealth from other domains (3, 4, 6, 8)
Domain-3 being "2nd-from-2nd" shows a particular variety of wealth, which is "self-made wealth". When domain-3 is much stronger than domain-2 but domain-2 is not damaged, the native's wealth comes not directly from one's own family but rather through one's own personal efforts
domain-4 = land ownership & real property such as buildings & fields. Indirectly domain-4 assists wealth by triggering socialization-education. Education shapes the individual intelligence which is the purview of domain-5. Although a good education does not per se guarantee wealth, strength in domain-4 will support whatever creative wealth-building capacity is present in domain-5.
domain-6 = 5th-from-2nd (speculative development of existing capital) and 2nd-from-5th (accumulation as result of intelligence) can be a wealth house. Wealth will be the result of financial transactions featuring the skillful use of debt, e.g., taking loans.
domain-8 = "other people's hidden money" will sometimes produce a huge inheritance or alimony settlement.
Domains which harm wealth:
domain-10 = 12th-from-11th Leadership duties drain the energy out of marketplace profitability by replacing the native's social associations with tightly structured public duties. Leaders have very little free time. Periods of L-10 are usually income-losers as one is not free to build new connections and many of the old connections are lost. [Exception: being 11th-from-12th, domain-10 can occasionally produce gains from dealings in foreign lands. Depends on the nativity.]
domain-8 can produce windfalls -- but also, catastrophic losses. Depends on overall nativity.
Neutral to wealth:
domain-7 = 9th-from-11th The partnering initiative of domain-7 generally enhances the social networking which builds wealth, But it also drains off the family capital through outcome of values conflicts from partnering with outsiders, being 6th-from-2nd.
domain-12 = 2nd-from-11th can produce tremendous capital, but the capital is stored in astral or imaginative form & not much useful on the material plane. This capital is not money but vision, imagination, intuition, and knowledge of life after death. Very valuable capital indeed but does not manifest as material wealth.
The greater the interaction between these primary wealth indicators, the greater the wealth.
Key wealth indicators:
2, 5, 9, 11
House-2: dhana bhava / L-2 acquired wealth, family wealth
House-5: putra bhava / L-5 - speculation, gambling, bhagya/good luck, creativity, intelligence, genius
House-9: dharma bhava / L-9 - bhagya, wisdom, temple network, good fortune in all things
House-11: labha bhava / L-11 - gains of income from associations in the marketplace
Additional wealth Houses:
3, from-Chandra
House-3: sahaja bhava / L-3 self-made wealth, mentality (2nd-from-2nd)
2nd-from-Chandra and L-2nd-from-Chandra
11th-from-Chandra and L-11th-from-Chandra
Angles:
2nd-from any house or planet = saturation levels, amount & quality of accumulation of the matters of that house
5th-from any house or planet = benefits from, lucky results of, winnings, evidence of credit from good works in past lives regarding the start house
9th-from any house or planet = wisdom & appreciation of the matters of the house (the "real weal" - actually feeling well!)
11th-from any house or planet = the gains, fruits, achievements, or culminating results of the matters of that house
Karakas:
Shukra naturally brings pleasure & comfort
Guru naturally brings abundance & ease
Budha naturally brings manipulative skill
Any graha which is properly located & aspected can confer material wealth.
Confirming vargas:
D9 - Navamsha
D24 - Siddhamsha
D60 - Shashtyamsha
Radix-10th-lord's navamsha Ruler
According to Brihat Jataka (Chapter 10), the planet in the 10th house from lagna or Moon bestows means of livelihood, or wealth.
If there is no planet in radix 10th-house, look to the navamsha of the 10th-lord. The lord of L-10's navamsha sign will indicate the means of gaining this predicted wealth.
I have found in practice that the rule works best using the lord of the navamsha of the radix 10th-lord.
Sun in 10th gives wealth from the father
Moon in 10th gives wealth from the mother
Mars in 10th gives wealth from the mother
Mercury in 10th gives wealth from the friends
Jupiter in 10th gives wealth from the brothers
Venus in 10th gives wealth from the spouse
Moon in 10th gives wealth from the servants
Planetary Yogas for Gain of Wealth:
Certain yogas are famous for providing strong material wealth of money, jewels, vehicles, and lands:
Parivartana of L-2 in house 11 with L-11 in house-2 --- also, L-2 yuti L-11 in Kendraa or kona
If Dhana lord is in Labha, while the lord of Labha in Dhana, wealth will be acquired by the native. Alternately, these two lords may join in an angle or in a trine.
-BPHS Ch. 13, Shloka 4
L-2 in house-4 [house-2 = 11th-from house-4]
"If Dhana's lord is in Bandhu Bhava, the native will acquire all kinds of wealth."
- BPHS Ch. 24, shloka 16
Parivartana of L-1 in house 9 AND L-9 in house-1 AND Guru in house-7 [house-7= 11th-from house-9]
Should Lagna's lord be in Dharma as Dharma's lord is in Lagna, and Guru is in Yuvati, there will be gains of wealth and conveyances.
- BPHS Ch 29,
Parivartana of L-1 in house-3 AND L-3 in house-1 gives wealth through siblings:
If Labha's lord is in Sahaja Bhava, as Sahaja's lord is in Labha Bhava, one will gain wealth through co-borns and will be endowed with excellent ornaments.
- BPHS Ch. 22, Shloka 10
When Guru is L-9 AND L-10 is exalted AND L-9 is yuti L-10 in house-10:
8-10 Should Karma's lord be in exaltation and be in the company of Guru as Dharma's lord is in Karma the native will be endowed with honor, wealth, and valour.
Parivartan of the debt-making 6th-lord with the gainful 11th-lord causes some loss:
Loss of wealth will come to pass during the 31st year if Labha and 6th lords exchange their Rashis.
7. Should Guru, Budha, and Chandra be in the 11th from Labha (i.e. Dharma Bhava) the native will be endowed with wealth, grains, fortunes, diamonds, ornaments, etc..
L4 in dhana which is 11th-from-own-house:
If Bandhu's lord is in Dhana Bhava, the native will enjoy pleasures, all kinds of wealth, family life and honor, and be adventurous. He will be cunning in disposition.
--BPHS Ch. 24, Shloka 38
L4 in 2nd-from-Dhanus:
If Bandhu's lord is in Sahaja Bhava, the native will be valorous, will have servants, be liberal, virtuous and charitable, and will possess self-earned wealth. He will be free from diseases.
-- BPHS Ch. 24, Shloka 39
2nd house (Dhana bhava) profiles:
your family's wealth & status
your personal values as absorbed from extended family upbringing
your speech
your mouth, teeth, jaws, tongue
the food you eat (most basic form of wealth is certainly food)
your personal material assets
your moral and aesthetic values, taste in art & design
the extended family's full set of values including their wealth
2nd house is banking, in the root sense of "holding in" (as in a river bank holding in the river, a money bank holding in the money, etc.)
the connection between money and speech is well known. The longer a family has held wealth, the more refined its speech and aristocratic values become
House-11 profiles
your behavior in the Marketplace i.e. "networking"
satisfaction of desires
gains of all possible types: income from salary, rents, royalties, commissions, dividends, etc.
gains of status & popularity
increased activity in the marketplace
accomplishments for self and society
community development or gains for one's people as well as gains for the self
Combinations of L-2 and L-11
Total monetary wealth is a combination of:
"what you know" (family cultural values, domain-2)
"who you know" (marketplace associations, domain-11).
The yoga between 11th = incoming wealth -and- 2nd = wealth retained -- will show the native's lifetime, overall financial situation.
Should L-2 and L-11 be juxtaposed in a 6/8 angle, less favorable financial results occur.
For example, if a person is blessed with a favorable financial yoga such as 2nd lord in the 11th house, they will be born into financially comfortable family circumstances, and through the money skills & values learned in that family, they will continue to produce their own wealth throughout their adult lives.
If Dhanu's lord is in Labha bhava, the native will have all kinds of wealth, be ever diligent, honorable and famous."
-BPHS Shloka 23, Ch. 24 "Effects of the Bhava Lords"
2nd-from-2nd -- entrepreneurial L3 rising = self-made wealth. The pre-eminent house of self-made wealth is sahaja-bhava, the Third House in radix.
If Sahaja's lord is in Tanu Bhava, the native will have self-made wealth, be disposed to worship, be valorous, and be intelligent, although devoid of learning.
-- BPHS Ch. 24, Shloka 25 " Effects of Sahaja's Lord in Various Bhavas"
If Sahaja's lord is in Karma Bhava, the native will have all lands of happiness and self-made wealth, and be interested in nurturing wicked females.
-- BPHS Ch. 24, Shloka 34
Opulent wealth
Poorva punya = "extra credit" accummulated from one's generous actions in past lives. Purva-punya is usually represented by the fortunate 5th-rashi (putra bhava) and 9th-rashi (dharma bhava.)
5th House (Putra Bhava) profiles:
Remarkably wealthy people are usually VERY creative, and they have a super-powerful putra bhava in addition to strong 2nd or 11th houses. (See for example the philanthropist Wm. Gates Jr.)
Fame & fortune
children & self-expression
performance art
literature & authorship
all forms of personal creativity & procreativity
intelligence of originality in individual thought; "genius."
9th house (Dharma bhava) profiles:
The 9th harmonic of anything is ultimate in Vedic thinking.
The "Bhagya" (fortunate) Dharma bhava = the most fortunate house in the rashi chart. Dharma bhava = a "credit account" accumulated from good works in past lives, usually in the religious teaching priesthoods.
There is no such thing as random "luck" - but some people have extraordinarily good fortune, due to their extraordinarily meritorious works in past lives. They've earned it!
Extraordinary configurations in the 9th house may indicate material wealth, but more likely will show tremendous wisdom.
That wisdom may well include -- but is never limited to -- the skills for generating material wealth.
Although the primary wealth of domain-9 is knowledge, generally material circumstances which are the "downstream" of spiritual development will also be quite favorable.
Immoral or criminal wealth
Finally, there can be great temporal wealth created by wrong methods - stealing, exploitation, criminal means.
The drug kingpins and prostitution lords of the international mafia generally have strong 6th, 8th & 12th rashi configurations, indicating that they are having temporary material gain which creates a terrifying spiritual loss.
They can look forward to future lifetimes enslaved to karmic repayment.
Lifelong wealth
The native will be born into materially auspicious circumstances and retain their wealth for the entire lifespan.
For example, see the wealth chart of William Gates, Jr., This man was raised in comfortable upper middle class circumstances. Through dint of intelligent labor & good fortune in adulthood, he then catapulted into the financial ranks of world kings. Note his super-powerful 5th house.
Financial ups & downs
Much more common than lifelong wealth are nativities which feature temporary gains due to an auspicious mahadasha or dasha-bhukti combination. Gains may be followed by losses, or vice versa.
Periods of L-5 and L-9 are always auspicious, bringing children, material wealth, & spiritual wisdom
Maha-dashas of the 2nd or 11th lords frequently bring material gains.
Maha-dashas of the 8th or 12th lords by contrast frequent bring material losses.
Case STudies: Wealth
Chart 1: Jackie Kennedy Onassis, wealth & public drama coming soon
Chart 2: Large Inheritance, but he keeps his job coming soon
Chart 3: Married couple, wealth from 50-year janitorial business
Chart 4: International financier, retired private investor
Chart 5: Lifetime of Manual labor in subsistence farming & factory work coming soon
Chart 6: William Gates Jr. - business developer & philanthropist
Chart 7: childcare worker builds modest wealth in real estate -- coming soon
Chart 8: Donald Trump, flamboyant financier coming soon
Chart 9: Queen Elizabeth II of Britain
Chart 15: William Randolph Hearst - newspaper & film empire
An Accountable Woman
There was a man who had worked all of his life and had saved all of his money and was really tight when it came to his money.
He loved money more than just about anything, and just before he died, he said to his wife, "Now listen. When I die, I want you to take all my money and put it in the casket with me. I want to take my money to the after life with me."
And so he got his wife to promise him with all of her heart that when he died, she would put all of the money in the casket with him.
Well, he died He was stretched out in the casket, his wife was sitting there in black, and her friend was sitting next to her. When they finished the ceremony, just before the undertakers got ready to close the casket, the wife said, "Wait a minute!"
She had a box with her, she came over with the box and put it in the casket. Then the undertakers locked the casket down, and they rolled it away.
So her friend said "Girl, I know you weren't fool enough to put all that money in there with your husband."
"I am a GOOD WOMAN, I can't go back on my word. I promised him that I was going put that money in that casket with him."
"You mean to tell me you put all that money in the casket with him?"
"I sure did," said the wife. "I wrote him a check."
The Rabbi's Wisdom
The owner of a well-established, very well respected, third generation family-owned garment business met with his Board of Directors.
Due to the recession, business had been very bad. Sales were down and costs were up. The owner and his wife had poured every penny they had back into the business in the hope of keeping it afloat, but still ... things looked very precarious.
The Board of Directors offered no solutions, so as a last resort the owner decided to seek advice from his Rabbi. He poured out the story, with tears running down his face about the three generations of family sacrifice that had gone into building this once-thriving business. He ended by asking plaintively, "So Rabbi, what should I do?"
The Rabbi, a very old and wise man, said nothing for a long time, and then quietly intoned: "So here's vat I vant you should do. Get a beach chair, and a Bible. Put dem in your car. Drive down to the water's edge. Sit in dis beach chair vit the Bible open on your lap, and let the vind from the sea rifle the pages of the open Bible ..."
"Yes Rabbi ...yes?!..." encouraged the business owner, completely at a loss for any better ideas.
"... and ven the pages stop turning in the vind I vant you should look down at dat page, and read the first thing you see. And dat vill be vat you must do." pronounced the Rabbi with great certainty.
A year passes ... and the business owner (not a very religious man) returns to pay a visit to the Rabbi. The man is wearing a brand new $2000 handmade Italian suit; his wife looked stunning in her new mink coat; they had driven to see the Rabbi in their brand BMW 740i Sedan. The business owner discretely pulled the Rabbi aside and slipped an envelope to him, stuffed with money. "Rabbi" he whispered, "this is a little something for you and your wife, and here's also a check for $25,000 toward your congregation."
The Rabbi, although very old, remembered the man. "So, you did vat I said?"
"Absolutely!" "You vent to the beach?"
"Yes I did!"
"And you sat in the beach chair vit the Bible open on your lap?"
"Yes Rabbi. Absolutely!"
"And you let the vind rifle through the pages until they stopped?"
"Absolutely!"
"And vat vere the first words that you read on dat page?"
"Chapter Eleven."
"The lottery is a special tax for those not good at math."
"What is the most important for democracy is not that great fortunes should not exist, but that great fortunes should not remain in the same hands."
- Alexis de Tocqueville
Another problem we face today is the gap between rich and poor. In this great country of America, your forefathers established the concepts of democracy, freedom, liberty, equality, and equal opportunity for every citizen. These are provided for by your wonderful Constitution.
However, the number of billionaires in this country is increasing while the poor remain poor, in some cases getting even poorer. This is very unfortunate. On the global level as well, we see rich nations and poor ones. This is also very unfortunate. It is not just morally wrong, but practically it is a source of unrest and trouble that will eventually find its way to our door.
...one of my elder brothers, who is no longer alive, would tell me of his experiences living in America. He lived a humble life and told me of the troubles, the fears, the killings, theft, and rape that people endured.
These are, I think, the result of economic inequality in society. It is only natural that difficulties arise if we must fight day by day in order to survive while another human being, equal to us, is effortlessly living a luxurious life.
This is an unhealthy situation; as a result, even the wealthy -- the billionaires and millionaires -- remain in constant anxiety. I therefore think that this huge gap between rich and poor is very unfortunate.
... So, for those of you who are poor, those who come from difficult situations, I strongly urge you to work hard, with self-confidence, to make use of your opportunities.
The richer people should be more caring toward the poorer ones, and the poor should make every effort, with self-confidence."
~~ H. H. Dalai Lama, An Open Heart: Practicing Compassion in Everyday Life, ed. Nicholas Vreeland, afterword by Khyongla Rato & Richard Gere
Isaac Newton, the famous physicist, lost some of his money due to speculation in The South Sea Company stock in the 1720's. He lost over 20,000 pounds (£1.68 million in today's money) of his fortune.
As a result of this crisis, he stated,
"I can calculate the motions of heavenly bodies, but not the madness of people".
"We feel that money & power can bring happiness & solve problems, but they are not definite causes of those desired states.
If that were so, it would follow that those who have wealth would necessarily have happiness, and those who do not have wealth would always experience suffering.
Money & power facilitate, but it is clear that they are not the primary causes of, happiness & solving our problems.
It is justified for us to make material & financial development for building our nation & providing shelter, etc. for ourselves; we need to do that.
But we also need to seek inner development.
As we can see, there are many people who have wealth & power who remain unhappy, due to which their health declines, and they are always taking medicines.
On the other hand, we find people who live like beggars but who always remain peaceful & happy.
Therefore, in our daily life a certain way of thinking makes us happy, and a certain way of thinking makes us unhappy.
In other words, there are certain states of mind which bring us problems, and they can be removed; we need to make an effort in that direction. Likewise, there are certain states of mind that bring us peace & happiness, and we need to cultivate & enhance them."
~~ H. H. Dalai Lama, Generous Wisdom: Commentaries on the Jatakamala, trans.Tenzin Dorjee, ed. Dexter Roberts
"Moderation is a fatal thing. Nothing succeeds like excess."
~~ Oscar Wilde
updated: 31 July 2008
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